When you own San Saba (own a city= own all of its houses) and beat Ron (San Saba) Dixie, the best poker player in San Saba, you are advanced to level 2, which are three towns: Brady, Llano and Lampasas. When you own all three towns, you are ready to make a face-to-face with the best player in Brady, Whip (Brady) Wilson who owns wagon. When you beat that Whip (Brady) Wilson, the wagon is yours and a new level is unlocked.